DT Economics Managing Partner David Thomas, acting as a Settlement Decision Maker for the Payment Systems Regulator, has issued a Decision Notice fining Bank of Ireland UK £3,779,300 for failing to implement Confirmation of Payee (CoP) by the required deadline. CoP is an account name-checking service designed to protect customers from authorised push payment fraud - where criminals pose as legitimate organisations to trick people into transferring money - and from misdirected

DT Economics is pleased to welcome Tim Keyworth as Senior Advisor. Tim is a regulatory economist with 30 years of experience across energy, water, health, payments, telecoms and aviation regulation, including service as Chief Economist at Oftel. He has extensive experience of CMA regulatory appeals and market investigations, including the PR24 water redeterminations and RIIO-2, and has given evidence to the UK High Court, the Competition Appeal Tribunal and the House of Lords

DT Economics is delighted to welcome William Webb as Senior Advisor. William is one of the UK's foremost authorities on spectrum policy and wireless technology, having served as Head of Research and Development at Ofcom and as President of the Weightless Special Interest Group. Widely published in the field, William brings a unique combination of technical depth and regulatory policy experience. His expertise is particularly relevant to disputes and regulatory matters involvi